Help homeowners finance HVAC, roofing, remodeling, flooring, solar, windows, doors, kitchens, bathrooms, and other home improvement projects with fast and flexible payment solutions.
Why Contractors Choose ePay Finance
Fast approvals
Financing up to $100,000
Flexible monthly payment plans
Multiple lender options
Get paid upfront
Works with a wide range of credit profiles
No large upfront cost for homeowners
Increase project approval rates
Help homeowners finance HVAC, roofing, remodeling, flooring, solar, windows, doors, kitchens, bathrooms, and Contractor.
Financing helps home improvement companies close more jobs, increase average project size, and give homeowners affordable monthly payment options.
Whether you specialize in HVAC, roofing, remodeling, flooring, solar, windows, doors, kitchens, bathrooms, or general contracting, financing can help you win more projects and grow your business. home improvement projects with fast and flexible payment solutions.
Contractor financing allows homeowners to pay for roofing, remodeling, ADU construction, HVAC, solar, flooring, windows, doors, kitchens, bathrooms, and other home improvement projects through affordable monthly payments while contractors receive payment upfront.
Financing may be available for roofing, general remodeling, ADUs, kitchen renovations, bathroom remodeling, HVAC systems, solar installations, flooring, windows, doors, exterior improvements, and many other residential projects.
Yes. Qualified homeowners may be eligible for 0% APR financing options, helping make home improvement projects more affordable with manageable monthly payments.
Our market place can fund $1,000 - $100,000 depending on credit worthiness.
Depending on the financing program and customer qualifications, repayment terms may be available for up to 20 years, helping reduce monthly payment amounts.
Yes. Once financing is approved and funded, payment is sent directly to the contractor, allowing projects to move forward without delays.
Our market place can fund $1,000 - $100,000 depending on credit worthiness.
Yes. Offering financing helps homeowners afford larger projects, increases approval rates, improves customer satisfaction, and helps contractors close more deals.
No, you can collect payment from your client as soon as they are funded.
Contractor financing helps homeowners start projects sooner, spread costs over time, and access affordable monthly payments while contractors increase sales, improve cash flow, and grow their business.
Yes. Multiple financing programs are available for a wide range of credit profiles, helping more homeowners qualify for financing solutions.
    •    True Boutique Service – A dedicated account manager, fast responses, and hands-on support. No bots, no long wait times.
    •    More Approvals, Less Hassle – A multi-lender platform that boosts approval rates, even for customers with low credit.
    •    Fast & Fully Digital Process – Instant approvals with no paperwork or complications.
    •    Tailored for Your Business – Industry-specific solutions that bring in more customers and increase revenue.
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